[J. Thomas Scharf (1886)] at his present age, though retired from business, is active and capable. His wife, who is also living, was Phebe Marshall, daughter of James Marshall, whose family were old residents in this vicinity. Their eldest son, Francis Marshall Carpenter, was born in New Castle, July 10, 1834. A year later his F. M. ( A I! I'EXTKK. parents removed to the farm on the Sing Sing road, which was their home for many years, and which had been also the home of his grandfather. There he spent his boyhood. His early education was obtained at the district schools, and later at Union Academy, in Bedford, under the direction of Alex. G. Reynolds. At the age of nineteen he engaged as clerk in a gen-eral store at Mount Kisco, in which he became part-ner the next year, in company with John T. Carpen-ter and H. Young, under the firm-name of Carpenter, Young & Co. After a time he continued the busi-ness alone, and later, in partnership with his brother, under the title of F. M. & J. T. Carpenter. Abandon-.